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What is Atome?

Atome is a “buy now, pay later” mobile app that splits your bill into three equal payments over two months. The mobile app is free to download and free to use for consumers: Atome charges zero interest and zero service fees.

After downloading our mobile app and setting up your account, choose Atome as a payment option upon checkout at the website (OR scan an Atome QR code to pay if you’re at a shop). You pay 1/3 of the total bill on the spot. The second payment will be due 30 days later, and the third, the following month.


How do I Register for an Atome Account?

Step 1: Download the Atome PH App on Google Play or IOS Platform

Step 2: Register using a local Philippine mobile number (+63XXX-XXXX-XXX)

Step 3: Get a 4 digit verification code via SMS or call

Step 4: Click the "Me" icon and "Verify Now" icon to verify account

Step 5: Add card to payment method and key in card details (local and international credit & debit Visa/MasterCard accepted)

Step 6: Register Manually

- Key in personal details matching your ID

- Scan ID in a well lit environment (SSS, UMID and Driver's License)

- Accomplish facial Verification



More Questions?

See Atome's FAQs: https://www.atome.ph/help